Caveat Emptor

Thanks for coming here to read what I have to say about the markets. If you find this service to be of value, please spread the word to your friends. But always keep in mind that I cannot assume any responsibility or liability resulting from the use of my opinions for investment purposes. Investing is inherently risky and you folks are urged to support your decisions with independent research and analysis.

On a good day, the stock market models I have developed are approximately 75% accurate when backtested against historical data. Also, the data I feed into these models come from the most reliable sources I can find but that doesn't mean that they are bullet-proof. Furthermore, it is the nature of time-series models that no one knows if future performance will mirror the past. Only a charlatan would tell you otherwise.

Bottom line is that investors should always exercise critical judgement. As the old Hungarian proverb warns "The believer is happy; the doubter is wise."